At the start of July I received a letter in the post that I had suspected for a while might be coming but my heart still dropped when I received it. The company I work for have recently been brought out and therefore they are changing the structure of their payroll.
As it stood the frequency of your pay depended on when you started. Because I started 3 1/2 years ago I was on weekly pay but some of my friends who have started since were on monthly pay. Do you make life easier on the company they decided everybody will be on monthly pay.
I understand why they've done it and I did suspect that when we were brought out that might be one of the things that changed. The letter stated that I would have another month of Weekly pay before not having any wages until early September.
This cause me panic a little bit as having no pay worried me. The letter informed us that if we needed it we were allowed an advance on next months wages to help us through. I opted not to take them up on their offer as this money would be deducted from our next three wages. With Christmas slowly sneaking up on us, I felt I could cope better with less money in August rather than less money in October and November.
Luckily I had enough in my account to pay my rent and other monthly expenses I didn't have to worry about that. Throughout August I was unable to buy everything I wanted to but there was nothing major I needed I just have to suck it up and get on with it.
I surprised myself with how little I managed to spend throughout August I did go into my overdraft slightly but I blame that on the fact that my brothers wedding was only a few days before payday!!
When I got paid in September I had to stop myself from getting overexcited and blowing the lot. I transferred my rent, my phone bill and all other expenses into another account and then worked out how much money I can spend per week.
I was so proud of myself for sticking to my System. By week four I still had same amount to spend that in week one.
I thought I would really struggle on monthly pay and I know the real struggle will be buying Christmas presents and birthday presents whilst trying to stick to my budget but I'm now confident I can do it.